My Applications to Reserve Bank of India in 2014

My Applications to Reserve Bank of India in 2014

Application

Application No: 201410000217 Status: CLOSED

Submitted Date: 24-10-2014 16:37:22 Closed Date: 09-01-2015 15:46:20

Application Details

Office: Nagpur Department: HRMD

Section: DISCIPLINE / VIGILENCE

Application Under process With

Office: Central Office Department: CONSUMER EDUCATION AND

PROTECTION DEPARTMENT

Section: POLICY AND RESEARCH

SECTION

Subject: Crediting Crossed individual cheques

Questionnaire:

Application Details It is noticed that some banks crediting crossed individual cheques in joint accounts

operated by single sign.In such cases actual beneficiary can be deprived to get the

amount.This is noticed particularly when claim received through crossed cheques.Please

put stern penalty for such cases to avoid such fraud.

Final Remarks

Disposal Remarks Action Completed and reply sent,

Application

Application No: 201410000222 Status: CLOSED

Submitted Date: 25-10-2014 10:27:40 Closed Date: 20-01-2015 10:54:59

Application Details

Office: Mumbai R.O Department: PUBLIC DEBT OFFICE

Section: AGENCYBANKS

Application Under process With

Office: Central Office Department: DEPARTMENT OF PAYMENT

AND SETTLEMENT SYSTEMS

Section: POLICY DIVISION

Subject: Initiate mini banking on mobile

Questionnaire:

Application Details Mobile reach covered almost 90% Indian population.To provide basic banking to villagers

if we use easy to use mobile system then it boost the banking infrastructure.On every

mobile amount can be credited using easy recharge and to debit or withdraw money a

software can be allowed on SIM by the service provider so that a person when visits a

nearby easy recharge point ,he by sending debiting mobile number of the service

provider and amount to be withdrawn.

Final Remarks

Disposal Remarks Action Completed and reply sent,

Application

Application No: 201410000231 Status: CLOSED

Submitted Date: 27-10-2014 10:09:26 Closed Date: 28-10-2014 15:11:41

Application Details

Office: Mumbai R.O Department: PUBLIC DEBT OFFICE

Section: ADMINISTRATION

Application Under process With

Office: Central Office Department: CUSTOMER SERVICES

DEPARTMENT

Section: PUBLIC GRIEVANCE

REDRESSAL SECTION

Subject: Merchant location debit card service

Questionnaire:

Application Details The debit card debited and the merchant account get credit and trasaction slip is also

provided.Here on trasaction slip the amount is mentioned and the details of purchased

articles are not necessary to mention. but how one know really a particular thing is

purchased.Nobody can detect this and not necessary to do so.I request this type of

trasaction should be allowed to withdraw money at 1% commission at these locations.

Final Remarks

Disposal Remarks Action Completed and reply sent,

Application

Application No: 201410000232 Status: CLOSED

Submitted Date: 27-10-2014 10:20:20 Closed Date: 05-12-2014 14:09:53

Application Details

Office: Mumbai R.O Department: PUBLIC DEBT OFFICE

Section: ADMINISTRATION

Application Under process With

Office: Central Office Department: DEPARTMENT OF BANKING

OPERATIONS AND

DEVELOPMENT

Section: LEGISLATION DIVISION

Subject: Bank and toilets

Questionnaire:

Application Details Banks not only provide ATM service on customer contribution but should also provide

world class toilet cum bath at Bank premises for bank customers by debiting customer

accounts and further maintenance cost.This initiative RBI must order for provding high

class service to general bank customers.

Final Remarks

Disposal Remarks Action Completed and reply sent,

Application

Application No: 201411000061 Status: CLOSED

Submitted Date: 08-11-2014 10:10:58 Closed Date: 17-11-2014 17:07:40

Application Details

Office: Nagpur Department: Establishment

Section: ADMINISTRATION

Application Under process With

Office: Nagpur Department: RPCD

Section: ADMINISTRATION

Subject: Closure of Nagpur,Wardha and Buldhana district central bank

Questionnaire:

Application Details Financial assistance declared to restart Nagpur,Wardha and Buldhana district central

bank{cooperative} which was not permitted to operate by RBI.The reasons and

responsibility for closure is not published yet by RBI .When such a step RBI will take ?

Administrative correctness should also accompany financial aid.Is RBI investigated the

financial status of individual management members and employees.

Final Remarks

Disposal Remarks Any Other-[Public notice given on 16.5.14 in Newspapers.RBI does not investigate the

financial status of indv.]