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Face of the month June 2018 Vinay Dadmal way

Face of the month June 2018 Vinay Dadmal way

Name : Pranita

From : Warora,India

Age :18

Height :5'7

Photo Date : 22/06/2018

My Opinion on Published News on 18/06/2018

My Opinion on Published News on 18/06/2018

I am agree with this news about new way needed in education in India.What will be these changes as per our present level of learning.I think autonomy should be given to run different courses after tenth to private institutions may be through 100% Foreign Direct Investment.

As I served railways as Nagpur as my Head Quarter for 23 years.When we have ground level railway lines available from Itwari station in Nagpur city and through Nagpur Railway station,Ajni,Khapri ,Butibori are all connected and enough space /infrastructure already available the what is the purpose to have Metro at investment cost of around 10000 crore rupees.As per this news very ROSY picture presented but our experience in AIR INDIA shows our failture when government try to do business.Later on in future It may be handed over to Private Party.We just watch and wait for another 2 years.

This photo is about a news that a person murdered 5 .Why the news reporter not include in this news that this same person was  aquited by our High Court on charges of killing his own wife .Now when a person have such experience then what type of fear he may show.What will happen if such person instantly arrested or one month later.Rules are for those who want to follow them or have faith in them.

My Applications to Reserve Bank of India in 2018

My Applications to Reserve Bank of India in 2018

Application

Application No: 201803000237 Status: CLOSED

Submitted Date: 21-03-2018 09:49:04 Closed Date: 03-04-2018 15:21:06

Application Details

Office: Mumbai R.O Department: DEPOSIT ACCOUNTS

DEPARTMENT

Section: AUDIT COMPLIANCE CELL

Application Under process With

Office: Mumbai R.O Department: DEPOSIT ACCOUNTS

DEPARTMENT

Section: ADMINISTRATION

Subject: Auditing house financing

Questionnaire:

Application Details Banks provide house construction loans to individuals as per their submitted sanctioned

map.When stepwise construction begins .say first plinth level ,the first amount cheque

releases or get deposited in the account.Here the plinth level is contructed as per

sanctioned plan is ignored by many banks.So to construct a house a plinth level auditing

must be implemented and such guidelines should be given to stop illegal way of

construction financing in housing sector in INDIA.

Final Remarks

Disposal Remarks Any Other-[not pertains to DAD]

Application

Application No: 201803000278 Status: REDIRECTED

Submitted Date: 22-03-2018 13:44:25 Closed Date:

Application Details

Office: Central Office Department: DEPARTMENT OF BANKING

SUPERVISION

Section: Advisory Board for Banking

Commercial and Financial

Fraud

Application Under process With

Office: Mumbai R.O Department: Consumer Education and

Protection Cell

Section: ADMINISTRATION

Subject: Bearer cheque transaction of non mobile connected accounts

Questionnaire:

Application Details It is found that cheque books are alloted to accounts which are not connected with

mobile alerts.If a third party bearer cheque is presented for transaction at the counter,the

person at the counter can debit higher amount than the amount on the cheque and

pocket the difference.Such fraud is rarely detectable hence third party bearer cheque

transactions should be banned with immediate effect for non mobile accounts.

Final Remarks

Disposal Remarks ,

Application

Application No: 201803000283 Status: SUBMITTED

Submitted Date: 23-03-2018 12:05:50 Closed Date:

Application Details

Office: Central Office Department: DEPARTMENT OF BANKING

SUPERVISION

Section: ADMINISTRATION

Application Under process With

Office: Central Office Department: DEPARTMENT OF BANKING

SUPERVISION

Section: ADMINISTRATION

Subject:

Questionnaire:

Application Details Passbook entry is very essential in banking.Passbook entry confirms correct

transactions.Please make it mandatory for all branches of all banks to keep passbook

printing available throughout their working hours.This is more important in rural

branches.

Final Remarks

Disposal Remarks ,

Application

Application No: 201803000327 Status: REDIRECTED

Submitted Date: 30-03-2018 11:23:30 Closed Date:

Application Details

Office: Central Office Department: DEPARTMENT OF BANKING

SUPERVISION

Section: ADMINISTRATION

Application Under process With

Office: Central Office Department: DEPARTMENT OF BANKING

REGULATION

Section: ADMINISTRATION

Subject: ATM related

Questionnaire:

Application Details For smooth and safe operation in the banks is the primary responsibility of RBI.The ATM

of the banks going dry in holidays and on other days, RBI can be held responsible for

such service.Make mandatory that for each transaction on any ATM ,Rs 10/- per

transaction charged to customer and amount paid to the owner of ATM.The amount so

collected be used that for extra hour duty payment to staff to service ATM properly.The

charged amount should also be used to insure ATM cash.

Final Remarks

Disposal Remarks ,

Application

Application No: 201804000109 Status: CLOSED

Submitted Date: 18-04-2018 07:57:38 Closed Date: 01-06-2018 11:13:33

Application Details

Office: Central Office Department: DEPARTMENT OF

CO-OPERATIVE BANK

REGULATION

Section: ADMINISTRATION

Application Under process With

Office: Central Office Department: DEPARTMENT OF

CO-OPERATIVE BANK

REGULATION

Section: ADMINISTRATION

Subject: Loan distribution by co-operative banks to farmers

Questionnaire:

Application Details It is found that co-operative bank provide unsecured agriculture loan to farmers in doing

so they collect 7/12 of that farmer,the loan is given on basis of entire land recorded on

7/12 though there may be more names on 7/12.The bank collect NOC on affidavit from

these persons. This procedure is wrong,the farmer should get loan for the portion of land

he is holding.Please give directive in this regard and ban NOC use while distributing

loans to farmers.

Final Remarks

Disposal Remarks Forwarded for further processing to the concerned central office department,

My applications to Reserve bank of India in 2017

My applications to Reserve bank of India in 2017

Application

Application No: 201701000037 Status: CLOSED

Submitted Date: 04-01-2017 16:01:41 Closed Date: 24-01-2017 12:57:22

Application Details

Office: Central Office Department: DEPARTMENT OF BANKING

REGULATION

Section: BANKING POLICY DIVISION

Application Under process With

Office: Central Office Department: DEPARTMENT OF BANKING

REGULATION

Section: LEGISLATION DIVISION

Subject: strengthening of the financial system to prevent its use for laundering proceeds of

criminal activi

Questionnaire:

1) Question: opening of no frills accounts by banks.

Answer: WE MUST ENSURE FUNDS SHOULD FLOW IN THESE ACCOUNTS

2) Question: Know Your Customer (KYC) guidelines to SCBs based on International Best Practices

Answer: THERE ARE SEVERAL MANUAL METHODS AVAILABLE RATHER COMPUTER

3) Question: implementation of anti-money laundering measures

Answer: WE NEED TO INCREASE PURCHASING POWER OF COMMON MAN.

Application Details TO PROMOTE CASHLESS TRANSACTIONS IN THE BANKS PLEASE INSTRUCT ALL

THE BANKS TO ATTACH ALL RECURRING DEPOSIT ACCOUNTS AND FIXED

DEPOSIT ACCOUNTS TO BANK ACCOUNT OF THE DEPOSITOR MAY BE OF

DIFFERENT BANK ALSO.THEREAFTER ONLY DEDUCTION SLIP IS NEEDED AND

NOT DEPOSIT SLIP WITH CASH TO CREDIT RD AND FIXED DEPOSIT ACCOUNTS.

Final Remarks

Disposal Remarks Action Completed and reply sent,

Application

Application No: 201703000132 Status: CLOSED

Submitted Date: 09-03-2017 10:39:08 Closed Date: 30-06-2017 17:52:13

Application Details

Office: Central Office Department: DEPARTMENT OF BANKING

REGULATION

Section: ADMINISTRATION

Application Under process With

Office: Central Office Department: DEPARTMENT OF BANKING

REGULATION

Section: DIRECTIVES DIVISION

Subject: para - banking activities / financial services by the banks in exploration of new and

profitable bus

Questionnaire:

Application Details PLEASE DIRECT ALL NATINALISED BANKS TO KEEP MANDATORY MINIMUM

BALANCE OF RS 500 IN EACH SAVING BANK ACCOUNTS.THE INTEREST EARNED

YEARLY ON MINIMUM BALANCE BE USED TO PROVIDE ACCOUNT HOLDER THE

INSURANCE OF RS 2 LAKH DUE TO ACCIDENTAL DEATH AND THIRD PARTY

ACCIDENTAL DEATH.VEHICLES BELOW 125CC BE PROVIDED THIRD PARTY

INSURANCE.

Final Remarks

Disposal Remarks Action Completed and reply sent,

Application

Application No: 201705000397 Status: CLOSED

Submitted Date: 12-05-2017 18:13:27 Closed Date: 19-12-2017 18:38:21

Application Details

Office: Central Office Department: DEPARTMENT OF BANKING

REGULATION

Section: BANKING POLICY DIVISION

Application Under process With

Office: Central Office Department: DEPARTMENT OF BANKING

REGULATION

Section: LEGISLATION DIVISION

Subject: POLICY CHANGE IN RECOVERING LOANS

Questionnaire:

Application Details ACTING AS PER RBI PREAMBLE PLEASE DIRECT ALL BANKS IN INDIA TO

INCLUDE A CLAUSE IN THE LOAN AGREEMENT THAT NAMES OF THE

DEFAULTERS OF LOAN WILL BE PUBLISHED ON NOTICE BOARD OF SERVING

BRANCH FROM ONE YEAR AFTER SERVING FIRST DEFAULT NOTICE BY THE

BANK.

Final Remarks

Disposal Remarks Action Completed and reply sent,

My Applications to Reserve bank of India in 2016

My Applications to Reserve Bank of India in 2016

Application

Application No: 201606000114 Status: CLOSED

Submitted Date: 03-06-2016 22:39:57 Closed Date: 13-06-2016 11:02:13

Application Details

Office: Mumbai R.O Department: DEPOSIT ACCOUNTS

DEPARTMENT

Section: ADMINISTRATION

Application Under process With

Office: Mumbai R.O Department: DEPOSIT ACCOUNTS

DEPARTMENT

Section: ADMINISTRATION

Subject: Rural Banking

Questionnaire:

Application Details WE CAN WITHIN 30 DAYS CAN PROVIDE BASIC BANKING FACILITY TO NEARLY 6

LAKH VILLAGES IN INDIA .FIRST CALL EXPRESSION OF INTEREST FROM INDIAN

NATIONALS HAVING SOUND FINANCIAL BACKGROUND AND IMAGE FROM

EACH/FOR EACH VILLAGE WITH GOOD EDUCATION AND WILLINGNESS TO

INVEST MINIMUM 2LAKH WITH GOOD BUILDING TO OPEN GREEN CHANNEL

COUNTERS ATTACHED TO NATIONALIZED BANKS.THE PERSON WILL NOT

BECOME EMPLOYEE BUT A PRIVATE TRAINED OPERATER WITH1%

COMMISSION FROM THE BANK.

Final Remarks

Disposal Remarks Any Other-[not applicable to DAD, Mumbai]

Application

Application No: 201606000117 Status: CLOSED

Submitted Date: 05-06-2016 07:16:19 Closed Date: 13-06-2016 11:02:45

Application Details

Office: Mumbai R.O Department: DEPOSIT ACCOUNTS

DEPARTMENT

Section: ADMINISTRATION

Application Under process With

Office: Mumbai R.O Department: DEPOSIT ACCOUNTS

DEPARTMENT

Section: ADMINISTRATION

Subject: NOMINATION FACILITY

Questionnaire:

Application Details AT PRESENT IT IS NOT POSSIBLE TO ENTER NOMINEES BANK DETAILS WHILE

USING NOMINATION FACILITY. PLEASE MAKE BANK DETAILS OF THE NOMINEE

MANDATORY FOR ALL ACCOUNTS.

Final Remarks

Disposal Remarks Any Other-[not applicable to DAD, Mumbai]

Application

Application No: 201606000353 Status: CLOSED

Submitted Date: 14-06-2016 06:04:47 Closed Date: 27-06-2016 11:55:12

Application Details

Office: Mumbai R.O Department: DEPOSIT ACCOUNTS

DEPARTMENT

Section: ADMINISTRATION

Application Under process With

Office: Mumbai R.O Department: DEPOSIT ACCOUNTS

DEPARTMENT

Section: ADMINISTRATION

Subject: FACILITY TO OPEN CHILD BANK ACCOUNT

Questionnaire:

Application Details PLEASE ALLOW ALL BANKS IN INDIA TO FACILITATE MOTHER OR FATHER OF

ANY INDIAN CHILD OF AGE FROM DAY 1 TO 14 YEARS TO OPEN SAVING BANK

ACCOUNT ATTACHED TO MOTHER OR FATHERS BANK ACCOUNT OF THE SAME

BANK BY GIVING DETAILS OF CHILD NAME AND BIRTH DATE WITH MINIMUM

DEPOSIT OF RS 500/- BY SUBMITTING INFORMATION MANUALLY OR ONLINE SO

THAT THE SYSTEM GENERATE BANKING ACCOUNT NUMBER IMMEDIATELY.

Final Remarks

Disposal Remarks Any Other-[not pertaining to DAD]

My Applications to Reserve Bank of India in 2015

My Applications to Reserve Bank of India in 2015

Application

Application No: 201502000002 Status: CLOSED

Submitted Date: 02-02-2015 02:36:07 Closed Date: 06-02-2015 16:16:27

Application Details

Office: Nagpur Department: HRMD

Section: DISCIPLINE / VIGILENCE

Application Under process With

Office: Nagpur Department: GENERAL ADMINISTRATION

DEPARTMENT

Section: GENERAL

Subject: MAHILA BACHAT GAT TRANSANCTION

Questionnaire:

Application Details Large number of women forming MAHILA BACHAT GAT but all are not having bank

accounts.To allot bank account to each and every WOMAN in MBG loan deposit should

be compulsarily be made mandatory through a/c cheques and or through NEFT.

Final Remarks

Disposal Remarks Action Completed and reply sent,

Application

Application No: 201502000952 Status: CLOSED

Submitted Date: 25-02-2015 00:54:39 Closed Date: 28-04-2015 14:58:44

Application Details

Office: Mumbai R.O Department: PUBLIC DEBT OFFICE

Section: GENERAL

ADMINISTRATION

Application Under process With

Office: Central Office Department: CONSUMER EDUCATION AND

PROTECTION DEPARTMENT

Section: PUBLIC GRIEVANCE

REDRESSAL SECTION

Subject: ATS complaint no. 201410000217 advise by SAGAR MALALI email dated 24/02/2015

Questionnaire:

Application Details Sagar Malali ,Consumer Education and Protection Dept,RBI,Central office ,Mumbai-1

advised to complain received.Cheque can be issued to illiterate customer also and

hence on every crossed cheque make it mandatory to write on crossed cheque itself the

account number and bank details of the depository bank to avoid any fraud in depositing

crossed cheques .

Final Remarks

Disposal Remarks Action Completed and reply sent,