How Banks Responsible in ATM cash
crunch /crisis Vinay Dadmal way
1.There is no study conducted by
Reserve Bank Of India about why people need more cash at ATM
2.Inside bank why people use cash to
pay cash to bank
3.Almost everywhere in all banks
there is no POS counter of the bank to pay cash to bank.
4.Major banks involved in supplying
POS to merchant locations but they have no POS inside bank.
5.RBI have not studied at all why
people are in a “Q”inside banks.
6.Even today in many banks PRINTING
OF PASSBOOK is not available during their working hours continuously.
7.The cheque deposit box not
brilliantly used so that people can do give instruct other transactions at any
time as per their schedule.
8.Many POS can be used as MINI ATM
but such instructions not given by banks to publicise this service outside POS
9.The instruction of RBI that at
Metro ATM above 3 and in non metro ATM above 5 transactions are chargeable is
not understandable.How many bank ATM users exactly keep record of their ATM use
in a month.Rather all transactions at Rs 10/- per transaction should be be made
mandatory.The surplus amount banks will get should be used to load ATM
continuously and ATM cash to be insured.
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