Retirement proposed
benefits Vinay Dadmal way
At present those receiving retirement pension
and has spouse alive then the spouse can act as a guranteer for any proposed
scheme.
1.Instead of
commutation of pension a new scheme is proposed in which a high value loan can
be made available to the pensioner.
45 to 60
years of age pensioners-----Upto Rs 40 lakhs
The amount to be given as a loan and
a loan period will be decided by bank and the insurance company who secures the
loan.
60 to 75
years of age pensioners ----Upto Rs 25 lakhs
The amount to be given as a loan and
a loan period will be decided by bank and the insurance company who secures the
loan.
2.Pension
loan must be given to retirement pensioners at a flat rate of 5% for maximum 5
years duration.
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