Bank a/c Maintenance fee Vinay Dadmal way

 Following suggestion submitted to RBI in 2019

BANK A/C MAINTENANCE FEE VINAY DADMAL WAY

In INDIA the nationalized banks not showing PROFIT is not good for FUTURE INDIA.So priority programming should be done to make them to be GREEN and not RED.Nowadays Banks charging ATM MAINTENANCE FEE from the customers annually.Replace ATM maintenance fee with ACCOUNT maintenance fee.The A/C maintenance fee should be such that the operating cost of the A/C is calculated first and then 10 % PROFIT added.Then the A/C maintenance fee charged annually from the customers.The error margin is 1 % and there will be remote chance of bank collapse.