Friday 31 May 2019

Problem areas in India Vinay Dadmal way


Problem Areas in India Vinay Dadmal way
1.We in India not spending intelligently on schemes meant for common man.
2.Priority programming is missing everywhere.For example we are well equipped infrastructure for ground level railway network but instead of using it we are going for elevated railway network.
3.When we know water shortage is the main problem area in INDIA then no planning and programming done to address it though most of the money spent around agriculture.The quality of accessing the problem in agriculture is mainly given to TALATHI who has very limited knowledge of agriculture.
4.The administrative control is not available in states .The employees working in government sector have no adequate knowledge about the subjects they are working in.The employees make mistakes and nothing the Incharge Officers doing to Punish such activity.No fear for wrong work  doing among employees .
5.Decision making of the IAS officers is not upto mark.They are not using their powers effectively.

Monday 13 May 2019

Recent applications to Reserve Bank of India


RBI - Application Received
Yahoo/Inbox
·         helpats@rbi.org.in
To:dadmalv@yahoo.com
May 13 at 7:43 PM
Dear Sir/Ma'am,

You have entered the following application :

ATS No. : 201905000024

Subject : Bank Passbook front page information regulation

Application Details : Recently all banks for KYC compliance collected AADHAR and PAN documents but these are not reflected on front page.Please ask all banks to enter AADHAR number with middle four digit and PAN with last six characters on front page.Contact mobile number with last four digits and nominee first name.This will become a very strong identification document which can be crosschecked .This can be promoted for use in INDIA.

Applicant Name : Vinay Sakharam Dadmal

Office Submitted To : Central Office

Department Submitted To : DEPARTMENT OF BANKING SUPERVISION

Section Submitted To : ADMINISTRATION

Please keep this carefully for your future reference.

Regards,
System Administrator-ATS
RBI - Application Received
Yahoo/Inbox
·         helpats@rbi.org.in <helpats@rbi.org.in>
To:dadmalv@yahoo.com
May 13 at 8:55 PM
Dear Sir/Ma'am,

You have entered the following application :

ATS No. : 201905000025

Subject : para - banking activities / financial services by the banks in exploration of new and profitable bus

Application Details : We in India issuing PAN card and AADHAR to children from zero years of age.Why not we provide individual bank saving account to children from zero years of age who holds AADHAR and PAN with debit card who also fulfills minimum bank account balance.Debit card will be used by parent to deposit cash on CDM.Banks charge Debit card maintenance fee so what is the problem.Parents in India are talented enough to use such account properly. 

Applicant Name : Vinay Sakharam Dadmal

Office Submitted To : Central Office

Department Submitted To : DEPARTMENT OF BANKING REGULATION

Section Submitted To : BANKING POLICY DIVISION

Please keep this carefully for your future reference.

Regards,
System Administrator-ATS

Saturday 11 May 2019

New suggestion to Government of India to increase income


The Income Tax Act provides provision to deduct tax on interest income of the bank customers in India.Bank customers at present use self declaration forms 15 G/H to instruct banks from not to deduct tax at source.This policy of the government is not good as this almost deceive GOI annually 50000 -70000 Crores { 500 -700 Billion }.Why we not abolish use of 15 G/H.The aggrieved persons may file ITR to get refund.Please simplify rules so that banks can act properly.

Happy Diwali-2023-Vinay Dadmal

  Wish you all Happy Diwali 2023--Vinay Dadmal